Template-Type: ReDIF-Article 1.0 Author-Name: Migue Angel Latorre Guillem Title: BROKER ACTIVITY IN THE SPANISH INSURANCE MARKET: THE IMPACT OF FEES FOR TURNOVER, LA ACTIVIDAD DEL BROKER EN EL MERCADO DE SEGUROS ESPANOL: LA INCIDENCIA DE LOS HONORARIOS POR VOLUMEN DE NEGOCIO Abstract: This research studies the remuneration system of insurance brokers, regulated by the Law 26/2006 of July 17, regulating mediation of private insurance and reinsurance. The regulation states that insurance brokers' fees must come from an advisory service given to the client. However, as it is demonstrated in this paper, the perception of fees could suggest compensation for loss of business experienced by the intermediary to the evolving environment in which he is immersed. To this end, evolution experienced by the total volume of business, portfolio and new production contracted by branches of insurance is studied. On the one hand, for the insurance broker individuals and, second, by the companies of insurance brokers. The time period analyzed is 2008 to 2014. The results presented here suggest an inverse relationship between intermediated premiums and fees received. Thus, the intermediary, in billing his advisory, tries to offset the costs borne by his high autonomy in the development of his activity Classification-JEL: G22, G24 Keywords: Fees, Commissions, Premium, Non-Life Business, Insurance Brokers Journal:Revista Global de Negocios Pages: 1-12 Volume: 5 Issue: 3 Year: 2017 File-URL: http://www.theibfr2.com/RePEc/ibf/rgnego/rgn-v5n3-2017/RGN-V5N3-2017-1.pdf File-Format: Application/pdf Handle: RePEc:ibf:rgnego:v:5:y:2017:i:3:p:1-12 Template-Type: ReDIF-Article 1.0 Author-Name: Leonel Rosiles Lopez Author-Name: Cruz Elda Macias Teran Author-Name: Santiago Perez Alcala Author-Name: Julio Cesar Leon Prieto Author-Name: Raul González Nunez Title: MEXICAN 2014 STRATEGY THAT PROMOTES BUSINESS FORMALITY, EMPLOYMENT GENERATION, FINANCING, GROWTH AND COMPETITIVENESS , REFORMA FISCAL MEXICANA 2014 ESTRATEGIA QUE FOMENTA LA FORMALIDAD EMPRESARIAL, GENERACION DE EMPLEO, FINANCIAMIENTO, CRECIMIENTO Y COMPETITIVIDAD Abstract: This research addresses the issue of Fiscal reform in 2014. We examine an administrative strategy adopted by the Executive federal power to foster business formation, generation of employment, access to financing, growth and business competitiveness. For several decades in Mexico, millions of small business owners have conducted economic activities in an irregular way. The operate without registering to the fiscal register or expressing, revenues, costs, home, workers. They have generally not paid taxes. In response to this situation, the Mexican Government from the year 2014 unveiled a fiscal reform. This reform encourages these merchants to sign up voluntarily to the fiscal register, which gives them a reduction of taxes and administrative facilities. We considered 300 small businesses in Mexicali, Baja California. Research was carried out in laws, decrees, journals and articles by specialists. In addition, we designed and a questionnaire and applied it to merchants. We wished to know if they consider tax reform strategy, which has fostered formality, employment, funding, growth and competitiveness. The information was processed using descriptive statistics, the results allowed to identify effect of the tax reform and make the relevant recommendations Classification-JEL: M14, O23, P11 Keywords: Tax Reforms, Administrative Strategy, Formality, Create Employments Journal:Revista Global de Negocios Pages: 13-31 Volume: 5 Issue: 3 Year: 2017 File-URL: http://www.theibfr2.com/RePEc/ibf/rgnego/rgn-v5n3-2017/RGN-V5N3-2017-2.pdf File-Format: Application/pdf Handle: RePEc:ibf:rgnego:v:5:y:2017:i:3:p:13-31 Template-Type: ReDIF-Article 1.0 Author-Name: Juan Carlos Roman Fuentes Author-Name: Angel Esteban Gordillo Martinez Author-Name: Rafael Timoteo Franco Gurria Title: STUDY HABITS AND GRADUATES. EVIDENCE FROM AN INSTITUTION OF HIGHER EDUCATION, EGRESADOS DE LICENCIATURA Y HABITOS DE ESTUDIO: EVIDENCIA DE UNA INSTITUCION DE EDUCACION SUPERIOR Abstract: problems of backlog and poor performance are multifactorial; This paper agrees with those who say that in higher education, inadequate study habits are a leading cause of school failure. Therefore, diagnosing study habits should be an important component of the educational agenda of decision-makers. This research identifies study habits of professional graduates in six disciplines observed in the Unit for Higher Education Management and Accounting Sciences. This Unit is made up of three faculties and three schools belonging to the Autonomous University of Chiapas. We consider 39 reactions with dichotomous responses. We measure eight variables, and three cohorts of six degree programs, totaling 1,970 graduates. The results show that only 7% of graduates report acceptable levels in four or more variables. The variables "application of study techniques" being the best weighted, followed by "physiological state" while "attitude towards study" and "time distribution" are poorly evaluated. This finding stresses the need to incorporate these indicators in the curriculum development processes, so that the areas of opportunity are identified Classification-JEL: A22, I21, I23 Keywords: Study Habits, Undergraduates, Higher Education Journal:Revista Global de Negocios Pages: 33-44 Volume: 5 Issue: 3 Year: 2017 File-URL: http://www.theibfr2.com/RePEc/ibf/rgnego/rgn-v5n3-2017/RGN-V5N3-2017-3.pdf File-Format: Application/pdf Handle: RePEc:ibf:rgnego:v:5:y:2017:i:3:p:33-44 Template-Type: ReDIF-Article 1.0 Author-Name: Maria Trinidad Alvarez Medina Author-Name: Marco Alberto Núnez Ramirez Author-Name: Teodoro Rafael Wendlandt Title: CHARACTERIZATION OF THE OF RED FRESH TOMATO VALUE CHAIN IN MEXICO , CARACTERIZACION DE LA CADENA DE VALOR DEL TOMATE ROJO FRESCO EN MEXICO Abstract: Agriculture is an important activity globally for its contribution to food production for human and livestock consumption. It is important to ensure quality at every stage of the process, from production to marketing, so that healthy products are provided and priced according to quality. Value Chain study becomes more important for its impact on the local economy. Therefore, it is important to study value chains considering the different participants in the chain links. The aim of this study was to perform the characterization of the Value Chain of fresh tomato in Mexico proposed by the National Council of Producers of Tomato NPO (Consejo Nacional de Productores de Tomate A.C.in Spanish). This was done through a documentary analysis that considers this product sector, as well as the identification and characterization of links involved in the production process and marketing. When the analysis of tomato Value Chains was completed, primary activities were identified, as well as support. In the link marketing a high dependence of intermediaries is required to get the product to the consumer Classification-JEL: M11, M110, Q10, Q130 Keywords: Value Chain, Production and Marketing of Tomato Journal:Revista Global de Negocios Pages: 45-58 Volume: 5 Issue: 3 Year: 2017 File-URL: http://www.theibfr2.com/RePEc/ibf/rgnego/rgn-v5n3-2017/RGN-V5N3-2017-4.pdf File-Format: Application/pdf Handle: RePEc:ibf:rgnego:v:5:y:2017:i:3:p:45-58 Template-Type: ReDIF-Article 1.0 Author-Name: Rufina Georgina Hernandez Contreras Author-Name: Rosa Maria Medina Hernandez Author-Name: Jose Francisco Tenorio Martinez Title: TECHNOLOGY TRANSFER AND PATENT CREATION IN MEXICO, TRANSFERENCIA DE TECNOLOGIA Y CREACION DE PATENTES EN MEXICO Abstract: In the present article analyze patent creation per industrial sector in Mexico from 1993 to 2013. The main objective is to compare the conditions and perspectives of patents in the competitiveness of Mexican industries. While patents alone do not have great contribution to competitiveness, the point of this work is to relate competitiveness with the creation of themselves. To perform this analysis, statistical tools will be used to report behaviors of patents in Mexico. The results are linked to the competitiveness index, in order to find relationships and causalities. Classification-JEL: O31, O32, D24 Keywords: Patents, Competitiveness, Innovation, Industrial Sectors, Technology Import Journal:Revista Global de Negocios Pages: 59-70 Volume: 5 Issue: 3 Year: 2017 File-URL: http://www.theibfr2.com/RePEc/ibf/rgnego/rgn-v5n3-2017/RGN-V5N3-2017-5.pdf File-Format: Application/pdf Handle: RePEc:ibf:rgnego:v:5:y:2017:i:3:p:59-70 Template-Type: ReDIF-Article 1.0 Author-Name: Olivia Denisse Mejia Victoria Author-Name: Santos Lopez Leyva Author-Name: Mónica Lacavex Berumen Author-Name: Rodolfo Novela Joya Author-Name: Monica Fernanda Aranibar Title: TRADE FACILITATION AND CUSTOMS CONTROL: AN EXAMINATION OF MAIN CUSTOMS OF BAJA CALIFORNIA, FACILITACION COMERCIAL Y CONTROL ADUANERO EN LAS PRINCIPALES ADUANAS DE BAJA CALIFORNIA Abstract: General Management Customs in Mexico plays a pivotal role in international trade, given the rise of globalization in which economies are increasingly interconnected. A balance between trade facilitation and customs control are essential for a good external performance. The Customs Modernization Plan 2007-2012, defined three strategies: more efficient customs operations, increase compliance with the obligations of trade and national security. The aim of this paper is to review implementation of the main customs of Baja California, according to “Customs Modernization Plan 2007-2012. We wish to understand the balance between the trade facilitation and the customs control. Nine interviews were completed, three experts in customs matters, three operating sub-managers and the three brokers associations in Ensenada, Tijuana and Mexicali. We conclude that the Customs Modernization Plan 2007-2012 has not yet fully developed, Continuous changes are required since offenders are continually updated so they can insert o removed smuggled items into the country Classification-JEL: H11, H77, O24, O38 Keywords: Customs Modernization Plan, Risk Management, Trade Facilitation, Customs Control Journal:Revista Global de Negocios Pages: 71-83 Volume: 5 Issue: 3 Year: 2017 File-URL: http://www.theibfr2.com/RePEc/ibf/rgnego/rgn-v5n3-2017/RGN-V5N3-2017-6.pdf File-Format: Application/pdf Handle: RePEc:ibf:rgnego:v:5:y:2017:i:3:p:71-83 Template-Type: ReDIF-Article 1.0 Author-Name: Berenice Luna Ponce Author-Name: Jose Luis Martinez Flores Author-Name: Patricia Cano-Olivos Author-Name: Alejandra Aldrette-Malacara Title: CONCEPTUAL MODEL FOR THE ALLOCATION OF SHELF SPACE IN SMALL AND MEDIUM ENTERPRISES, MODELO CONCEPTUAL PARA LA ASIGNACION DE ESPACIOS EN ANAQUEL A MIPYMES Abstract: Merchandising refers to the organization at the selling point. It is part of the logistics of the retailer as it is included within the supply chain in the analysis of the product distribution and inventory management. Merchandising has been examined by several authors for the generation of different models for solving problems in shelf space allocation and to define and evaluate the variables that affect the profitability of shelf space from retailers. This methodology highlights three main variables: the distribution of the surface, the frequency of purchase and cost of shelf space. Each variable is related to the other through space available for product allocation. This component defines a relationship between the value of the products and the space allocated. This research develops a model to identify the variables and their relationship to determine the amount of product that should be assigned Classification-JEL: M310 Keywords: Merchandising, Display, SMEs Journal:Revista Global de Negocios Pages: 85-97 Volume: 5 Issue: 3 Year: 2017 File-URL: http://www.theibfr2.com/RePEc/ibf/rgnego/rgn-v5n3-2017/RGN-V5N3-2017-7.pdf File-Format: Application/pdf Handle: RePEc:ibf:rgnego:v:5:y:2017:i:3:p:85-97 Template-Type: ReDIF-Article 1.0 Author-Name: Maria de Jesus Ramirez Dominguez Author-Name: Marisela Resendiz Ortega Author-Name: Martha Elva Resendiz Ortega Title: METHODOLOGY FOR MONITORING GRADUATES TO STRENGTHEN THE INVOLVEMENT OF THE UNIVERSITY WITH SOCIETY, METODOLOGIA DE SEGUIMIENTO DE EGRESADOS PARA FORTALECER LA VINCULACION DE LA UNIVERSIDAD CON LA SOCIEDAD Abstract: The monitoring of graduates contributes to the development of University social responsibility. It connects the Institution with the social context, and reunites its identity with graduates giving them continued pertinent education that improves their development. In the Faculty of Public Accounting of the Benemérita Universidad Autónoma de Puebla, we applied a new graduate questionnaire. We, obtained reliable information about the usefulness and opportunity areas of their university career. To obtain the information we applied three instruments; the first is applied to new graduates to know their opinion about the Study Plan and collocation process; the second is applies to graduates who graduated 3 or 5 years ago to know their work situation and continuous education requirements and opinions about the received information; and the third is applies in a presence way to the employers to know the labor performance of the BUAP graduates. We find, the institution is meeting one objective of University Social Responsibility. That responsibility is to reaffirm its graduates and society to give professionals, continuous education and improve their study programs as a result of the feedback received from two interest groups: graduates and employers Classification-JEL: I23, M0, M14 Keywords: Monitoring of Graduates, Instituciones de Educación Superior, University Social, Responsibility Journal:Revista Global de Negocios Pages: 99-111 Volume: 5 Issue: 3 Year: 2017 File-URL: http://www.theibfr2.com/RePEc/ibf/rgnego/rgn-v5n3-2017/RGN-V5N3-2017-8.pdf File-Format: Application/pdf Handle: RePEc:ibf:rgnego:v:5:y:2017:i:3:p:99-111